Debt Consolidation may be better then bankruptcy
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Common Questions

Q:

How much does a debt management program (DMP) cost?

A:

Any charges or costs to you are determined at the time the debt management plan is developed while reviewing your budget (income, expenses, and amount of debt). We use a sliding scale based on what you can afford to pay after covering your living expenses and determining what your creditors need. Though many companies are non-profit, they may still bill you for certain services. This should be expected, as fees are simply helping to cover operating expenses for the services.

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