Debt Consolidation may be better then bankruptcy
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Common Questions

Q:

Why should my creditors lower my payments and monthly interest?

A:

Creditors understand that something is better than nothing. It’s better for them to help you out and recoup some of their money than to force you into bankruptcy and possibly collect nothing. Through debt management programs, they can at least recoup the principal on the debt. Debt management seems to be one of the few true “win-win” situations out there for the consumer.

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