Return to Common Questions
- What is credit counseling?
- Credit counseling affords a consumer the opportunity to focus on their own specific situation while avoiding bankruptcy which can have a serious negative effect on your credit rating.
For nearly 90 years, credit counseling has been one of the most effective ways for consumers to reach financial freedom.
Credit counseling is the process by which a qualified professional assists a consumer in the development of a plan that will allow the consumer to resolve their financial situation in a manner that is best for them.