Debt Consolidation may be better then bankruptcy
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Defeat Debt with Credit Advisors
February 1999

Dear Client,
Hang in there, winter will end! February is a good time to begin thinking about your plans for summer.


Whats in This Issue?

Important Numbers
Febraury Dates to Remeber
Things to Celerbrate... even in the dead of winter!!!
Electronic Funds Transfer
Automated Account Updates
Money Saving Tips

Be debt free with Credit Advisors

Bee Debt Free with Credit Advisors!!


Important numbers:

To reach your account manager:

1-888-942-9027 (toll free)
Number you give creditors to call us: 1-402-393-3100
Automated Account Updates (for clients and creditors) 1-402-391-0000
If you need to find a Western Union Dealer: 1-800-325-6000

If a creditor calls you, tell them you are now with a credit counseling agency and they should call 402-393-3100. Give them your client number and the name of your account manager.

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February Dates to Remember:

 

If your EFT (electronic funds transfer) is pulled on:

checks to creditors:

5th 12th
11th 17th
16th 25th
25th 2nd of March

Your February payments must be in our office by 10 AM February 26th.

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Things to CELEBRATE even in the dead of winter!!!

 

Feb. 4 Create a Vacuum Day
Feb. 8 Kite Flying Day
Feb. 10 Umbrella Day
Feb. 12 National Plum Pudding Day
Feb. 14 Happy Valentine’s Day!
Feb. 19 National Chocolate Mint Day
Feb. 22 Be Humble Day
Feb. 23 International Dog Biscuit Appreciation Day
Feb. 28 Public Sleeping Day

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Electronic Funds Transfer

 

For your convenience, we offer electronic funds transfer (EFT). If you have a checking or savings account and don’t want the hassle of sending in money orders, consider automatic payments.

You tell us what date(s) to pull the money, bank routing information, bank account number and how much then it’s all automatic, right? Yes, but you need to know the timing!!

  1. You make sure money is there before the pull date. Differnet banks pull at different times so have the money in your bank one day before the pull date.
  2. It takes your bank four business days to confirm that money is there. That is FOUR days before we can pay your creditors!
  3. After the fourth business day we work to send money to your creditors as soon as possible.

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Automated Account Updates

Want to know what’s going on? You or your creditors can call our Automated Account Update system anytime. If you want automated information, call 402-391-0000 with your client number to get a current update on money received from you. That same call will tell you when money was paid out to your creditors.

If you wish to speak with your account manager call 888-942-9027.

Your creditors may call 402-391-0000 to hear when and how much money was sent to them. They can use either the creditor number we assigned them OR the account number they assigned you.

Please do not share our 800-942-9027 phone number with creditors, we cannot provide them information from this phone number. Give creditors this number 402-393-3100.

Thank you!

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Money Saving Tips
  1. Don’t just go "shopping." Don’t shop as a form of entertainment. If you really need something, you should buy it. Avoid trips to the mall and you will be money ahead.
  2. Have cash before you buy something. Use cash and you will avoid interest charges. Putting off the purchase until you have cash makes you wait. Use that delay to make sure you want some of those things after all.
  3. Take care of what you have. Change the oil regularly in your car. This extends the life of a car. Ignoring a funny noise in your car’s engine, could mean a major and costly repair later.
  4. Wear it out. Think about using things longer. You can save a lot of money by using things to their full life.
  5. Plan your grocery list to cut aisle time and impulse time. Organize your grocery shopping list by category. Examples: list all fruits and vegetables together, list items in freezer section together, etc.

Check out our bookstore for more great reading on how to save money.

Bee Debt Free!!
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