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Defeat Debt with Credit Advisors
Please contact your
account manager with your e-mail address.
We anticipate sending you updates using e-mail in the future.
Please include your name and client number if you e-mail us with your
e-mail address. Thank you!
Your client # is listed on your statement. If a creditor calls you, tell them you are now with a credit counseling agency. Give them your client number and the name of your account manager. Do not give creditors the toll free numbers! Give them 402-393-3100.
Please make sure your name and
address are correct. The
upper right hand side shows the date this statement was printed, your
Credit Advisors client number, the date your last payment was posted, how
much your payment to Credit Advisors is and finally, how often you pay
Credit Advisors. Please use the transaction section
to determine which creditors were paid.
The “AMOUNT” column shows the total paid during the month to
each creditor listed. Please verify account numbers using
your creditor statements. If
there is a difference, please call your account manager to discuss. Keep your monthly statements from Credit Advisors. Use these statements to answer questions. If you have a question about creditor payments, please review your monthly statements for payment history.
Have you recently shopped around
for car insurance? Rates have been falling because
baby boomers are driving slower, cars are getting safer, auto theft and
drunk driving are declining. So
the Insurance Information Institute says rates are down in most areas of
the country. Insurance company competition is
keen, so companies are writing policies on people they were reluctant to
cover before. When you shop around have the
following information handy: ¨
vehicle identification number (VIN), located on the dashboard
of your car ¨
anti-lock brakes (yes/no) ¨
one or two air bags? ¨
security or alarm system? ¨
how many miles driven per year?
There
are direct sellers you can reach by phone like, Geico and USAA.
There are also web sites that will help you search multiple
companies like, InsureMarket and InsWeb.
An other option is Progressive Insurance that quotes their own and
up to three competitors’ prices. Get three or five sources, include
a firm that sells through their own agents (like Allstate or State Farm),
a direct seller and an independent agent who sells for several companies.
Ask your friends for references, check with your state insurance
department. Remember you get
what you pay for when it comes to service. Some
companies are tougher on different things like speeding tickets, so shop
around and maybe you can save yourself some car insurance premium money!
If you do, use those funds to Defeat Debt!
If you MUST make a change to your EFT, please send written notice to us at least TEN days before the pull date. Our fax number is 402-393-4141. After faxing wait 30 minutes then call your account manager to make sure your fax was received. Your January money order or Western Union payments must be in our office by 10 AM January 18th to be processed for end of month payment. NO personal checks, thank you! When an electronic funds
transfer (EFT) or bank account have the following challenges there are
charges assessed by CA: Account Closed
= $15 Authorization Revoke
=
$25 Change Date
= $5 Frozen Accounts
= $15 Lower Payment = $5 NSF
= $15 Skip a Pull Date
= $10 Stop Payment = $15
Send Statements We need to hear from you about creditor statement balances! Please call or send copies of ALL your creditor statements if you didn’t last month. Thank you!
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