If you deferred payments from holiday shopping pay those balances now, otherwise,
interest kicks in. Pay off in full to avoid extra charges!
Enclosed is your monthly statement. Please double check the following:
Bee Debt Free with Credit Advisors!!
$200 Contest Winner
The March Internet Survey winner will be contacted at the beginning of March. We
will announce the winner in April’s newsletter.
If a creditor calls you, tell them you are now with a credit counseling agency and
they should call 402-393-3100. Give them your client number and the name of your
Debit Card Processing Fee
Due to the cost of handling debit card transactions, we will now apply a 5% processing
fee to all debit card transactions beginning March 15, 1999. This is to cover costs
the credit card companies charge us for processing. We appreciate your understanding
and cooperation in this matter.
Please contact your account manager if you wish to set up electronic fund transfer
(EFT) payments or payroll deductions which are free!
From Mike Giangardella of Warren, Ohio printed in Wall Street Journal:
"I always cringe whenever we go out to eat and the three kids order soft drinks.
We all know the margins on those. Therefore, I made a deal: The kids have the option
of either ordering a soft drink or ordering water and receiving a dollar from me."
"The results have been great, especially on vacations when all meals are eaten out.
The benefits are threefold: The money stays in the family, the kids learn to forgo
present gratification and water is healthier for them." We’re adding a fourth benefit.
You’re saving money because soft drinks usually cost more than $1.
Tax Time Again
It’s that time again when we file our taxes and anticipate that refund. For those
of us lucky enough to receive a refund this year, let’s make that money work for
us. Rather than going on that annual shopping spree, let’s invest in our futures.
Our Debt Free Futures! Please contact your account manager to make arrangements
to send all or some of your return as additional money to be applied to your debts.
Then sit back, put your feet up and pat yourself on the back. After all you’ve just
taken another big step in becoming debt free. Congrat-ulations!
However, if you owe the IRS, contact your account manager so we can include this
debt in your program!
Remember -- our fee may be tax deductible! Talk to your accountant.
Check out our bookstore for more great reading on how to save money.
Defeat Debt with Credit Advisors!!